A Retirement Plan That You’ve Trusted Since 1970
The Housing Agency Retirement Trust (HART)
The Housing Agency Retirement Trust (HART) was established in 1970 exclusively to serve local and regional housing authorities and redevelopment agencies. HART is a nonprofit trust, which is owned by more than 7,500 participants in the Plan.
Housing Authority Retirement Trust (HART) is the only nonprofit plan founded by Housing Authorities for Housing Authorities.
The Plan is governed by a Board of Trustees who are also participants in the Plan. Each trustee serves without pay and is employed by a participating Housing Authority.
Participating Housing Agencies can customize their plan to meet their individual needs with respect to eligibility, contribution levels, vesting schedules and loan provisions.
As a nonprofit plan designed and maintained exclusively for Housing Authorities, Hart provides customized service at the lowest cost possible.